Inheritance Tax Planning

Estate planning, trusts & gifting

Prepare your finances so your estate pays what’s required, but no more

Having paid tax on your earnings and any capital gains throughout your life, it’s hard to think that tax is then charged on your estate when you die.

If you plan ahead, you can make sure that you minimise the amount that needs to be paid in inheritance tax, maximising the amount left to the beneficiaries you nominate in your Will.

By considering the way your current finances are set up and understanding who you want to pass on your estate to, we can help you minimise the inheritance tax that will be due, or even avoid the need for a payment to be made.

We use our extensive experience of this aspect of financial planning to consider areas such as putting money into trusts, the tax efficiency of different investments, the options for gifting money and the rules that apply.

We can also advise on which income streams you should spend from first and those which you should try to keep, in order to minimise your tax exposure.

Make sure you have a Will in place

Another key part of preparing your estate to be passed on is ensuring you have a Will in place and that it is up to date.

We can help our clients think through the options for passing on their assets.  If you would like to know more about our service, please visit our Wills page, which also includes information about putting a power of attorney in place.

Not having a Will leaves your loved ones with an extra challenge at a very difficult time. 

If you don’t want this to be the case, get your Will sorted today.

If you aren’t yet a client of The St David’s Partnership and would like to speak to an adviser who can help you, please get in touch with our head office

Or browse our advisers to select someone to help you

Need something more?  Find out about the other services we offer:

Investments

Pensions

Financial Protection

Mortgages

Wills

The St David’s Partnership is directly authorised and regulated by the Financial Conduct Authority (FCA), registration number 189117.

Our guidance and advice are subject to the UK regulatory regime and restricted to consumers resident in the UK. The information contained in this website is for general information only and is not financial, investment or tax advice.

Privacy Policy